Staircasing and moving on

What is staircasing?

When the time is right for you, you’ll be able to purchase additional shares in your home (known as staircasing) all the way up to 100% ownership.

Can I increase my share in my home?

To help you get an idea of what you can afford, try our digital staircasing calculator for an estimation of costs. You should also speak to an independent mortgage advisor to find out more about affordability.

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The results of this calculator are purely a guide to help you assess whether buying more shares would be affordable for you.

If you would like to take the next steps to buy more shares of your home or if you are unsure of your result, you can contact us and a member of the team will assist you further.

Moving on – resales

When it comes to selling your shared ownership home, you’ll be selling the shared percentage you own.

The share you own will be sold using the open market value – determined by a Royal Institute of Chartered Surveyors (RICS) accredited surveyor. The valuation will take into account the value that the improvements have made to your home.

To discuss selling your shared ownership please contact us

Administration fees

We want to be open about any charges you may expect. Take a look at our most common home ownership administration fees.

Talk to us

If you would like to buy more shares of your home, are thinking of selling your shared ownership home or you have a question regarding staircasing, please contact us.

Important notice for our customers

To make sure you receive the right information for your property, please enter your postcode and door number:

Not a customer and you have a question, email or call us on 0300 456 2099, Monday to Friday, 8am- 5pm. We’ll be happy to help.