What is staircasing?
When the time is right for you, you’ll be able to purchase additional shares in your home (known as staircasing) all the way up to 100% ownership.
Can I increase my share in my home?
To help you get an idea of what you can afford, try our digital staircasing calculator for an estimation of costs. You should also speak to an independent mortgage advisor to find out more about affordability.
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The results of this calculator are purely a guide to help you assess whether buying more shares would be affordable for you.
If you would like to take the next steps to buy more shares of your home or if you are unsure of your result, you can contact us and a member of the team will assist you further.
Moving on – resales
When it comes to selling your shared ownership home, you’ll be selling the shared percentage you own.
The share you own will be sold using the open market value – determined by a Royal Institute of Chartered Surveyors (RICS) accredited surveyor. The valuation will take into account the value that the improvements have made to your home.
To discuss selling your shared ownership please contact us