Benefit cap reduced

This autumn the government reduced the total amount of benefits you can get if you are of working age.

Here is our guide to the changes, who is not affected and what you can do if you’re in financial difficulty.

What’s the reduction?

Claimant type Previous benefit cap New benefit cap
Single person in London £18,200 per year or £350 per week £15,410 per year or £296 per week
Single person outside of London £18,200 per year or £350 per week £13,400 per year or £258 per week
Couples, families or single parents in London £26,000 per year or £500 per week £23,000 per year or £442 per week
Couples, families or single parents outside of London £26,000 per year or £500 per week £20,000 per year or £385 per week

Which benefits are included?

If you are of working age, all your benefits are included such as (but not limited to):

  • Housing Benefit
  • Jobseeker’s Allowance
  • Employment Support Allowance
  • Child Benefit
  • Child Tax Credits
  • Carer’s Allowance

If the total comes to more than the maximum amount allowed your Housing Benefit will be reduced.

Those excluded from benefit cap

This doesn’t apply to you if:

  • you get pension credit, working tax credit, Guardian’s Allowance, Carer’s Allowance and Universal Credit claimants who receive payments towards carer’s costs
  • a member of your household is claiming disability living allowance, attendance allowance or the support element of employment support allowance
  • you or someone in your household works at least 18 hours per week.

Are you in financial difficulty?

If you’re having problems paying your rent or other bills, please contact our income team straight away on 0300 456 2099 or contactcatalyst@chg.org.uk

We can work with you to come up with a repayment plan so you don’t end up losing your home. Our team call also put you in touch with Catalyst Gateway (our community investment team) or independent financial agencies who can help you manage your money.

Our employment and skills team can also help you get into work or training.