Whether you’re renting, a shared owner or a leaseholder there are many things you can do to reduce how much energy you use and the money you spend.

Choose energy-efficient appliances
If you’re replacing an appliance, you can cut your electricity bills by choosing the most energy-efficient model to help you save up to £70 a year. Find out more about energy-efficient washing machines

Replace light bulbs
Energy-saving light bulbs are an easy way to help you cut your energy bills. An LED light bulb costs around £1.71 a year to run, and over its lifetime it could cut around £180 from your energy bills. Energy-saving light bulbs last longer than traditional ones too.

Draft proofing
According to the Energy Saving Trust, by stopping heat from escaping through unwanted gaps around doors and windows, you could  save around £25 a year in a typical home.

You can also book a free energy-saving consultation with Green Doctor through our home energy saving service.

Review all your memberships and subscriptions
Many of us have Direct Debits and standing orders that we regularly pay. However, there can also be other recurring payments that we’ve agreed to – such as for streaming services or magazine subscriptions – that can make it hard to keep track of where your money is going.

A good place to start is to go through your bank statement and make a list of all your regular payments. You can then check through them and decide what you need and where you can save some money.

Earn money while spending
Cashback sites pay you a cash reward when you go via their website to buy goods or financial products.  Websites such as Quidco and Topcashback offer cashback on a variety of goods and services, from mobile phones and car insurance to bank accounts and broadband. You can find out more about cashback sites at which.co.uk

Start saving for events and celebrations
Start saving small amounts for significant events such as holidays and birthdays. Agree to a budget with family and friends for presents, celebrations and socialising in general, so you don’t feel like you’re spending beyond your means too.

Use less hot water
You might only use your heating in winter, but you use energy year-round to heat your water. So, heating and using it wisely will impact your bills. You can try simple steps such as washing up in a bowl rather than under a running tap and using a shower timer, so you know how long you’re spending in there. Just one minute less can save £4 per person per year?

Find out about energy saving grants
Energy schemes and grants are available to help you pay your energy bills. You can find out more about all the grants and schemes available to you, such as Warm Home Discount, Winter Fuel and Cold Weather payments on our winter-ready page.

Make savings on your food bill
A quick and easy way to save is to plan your weekly meals – this can help you cut down on those last-minute takeaways too. Try taking a packed lunch if you’re going on a day trip or into work and maybe cut down on that expensive daily latte too. If you do fancy a treat, use food waste apps like toogoodtogo to find discounted food from your favourite shops and restaurants.

How we can help
Our Advice and Wellbeing team offers free and confidential advice to all Catalyst customers, supporting you to access benefits and grants, manage your money and more.

Find out more about how the team can support you and how you can make an appointment to speak to one of our wellbeing specialists.