How can we help you?

Contact us

If you have a question and need to speak to us, we want you to be able to contact us in the way that suits you best. We’re here to help you with your query, Monday-Friday, 8am-5pm.

Contact us

Table of Contents
< All Topics

How much do I need to earn to qualify for shared ownership?

There is no formula for this: it will depend on the full market cost of the property that you are interested in and the percentage share available to buy.

The share available to buy may be 25%, 30%, 50%, or even 70%. The percentage share available to buy will always be advertised on the property advert.

For example, if you are looking at a property with a full market value of £270,000 and the share percentage available to buy is 25%, the share available for you to buy will cost £67,500. You will be assessed to establish if this share is affordable for you.


How we can help

If you are interested in a property, register your interest with us.

The independent financial adviser that does your financial assessment will be able to tell you whether you earn enough to buy the share.


Where can I look at the properties you have to sell?

We have a number of properties available to buy:

  • Private sale (where you buy all of the property at full market price);
  • Shared ownership (where you buy a percentage of the property and pay rent on the remainder), and
  • Equity loan (a loan that acts as a deposit and must be repaid on the sale of the property, or earlier).

Please check the sites below:

Share to Buy  

Homes for Londoners

Help to Buy

Was this answer helpful to you?
How can we improve this answer?
Need help?
Previous How do I sell my house if I am a shared owner?
Next How much is my shared owned property worth?